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CoHI Capital

Right People. Right Investments

Fast Hard Money Loans

COHI Capital has a strong, tenured reputation for fast funding and client-focused service. 

We have been funding private money real estate loans for more than a decade. 

We specialize in properties located along the Front Range, up the I-70 corridor, in mountain and ski towns and select other states.

At COHI, we know that hard money loans are generally more expensive than conventional financing due to the lender’s increased risk. 

That’s why we offer more affordable, flexible, and outside-of-the-box lending solutions when a conventional loan is not an option.

Lending Guidelines

Amounts
$250k - $3m
Rates
9.5% - 11.5%
LTV
70%
LTC
70%
Origination Fee
2.5% to 5%
Term Length
6 to 12 months
Closing Time
7 to 14 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-out
  • Fix and Flip
  • Investment Property
  • Partner Buyout
  • Probate
  • Purchase
  • Refinance
  • Property Types
  • Car Wash
  • Winery
  • Place of Worship
  • Event Center
  • Auto Repair
  • Retail
  • Ranch
  • Residential Land
  • Recreational
  • Vacation Rental
  • 2 to 4 units
  • Mixed Use
  • Industrial Land
  • Office
  • Owner-occupied
  • Parking Lot
  • Mobile Home Park
  • Auto Dealership
  • Agricultural
  • AirBnB
  • Assisted Living Facility
  • Gas Station
  • Storage Facility
  • Single-Family
  • School
  • Cannabis Dispensary
  • Day Care
  • Farm Land
  • Rehabilitation Facility
  • Gym
  • Manufactured Home
  • Health Care / Hospital
  • Commercial Land
  • Casino
  • Club
  • Golf Course
  • Condominium
  • Apartment Complex (5+)
  • Cannabis
  • Bed & Breakfast
  • Marina
  • Multi-Family
  • Hotel / Hostel / Motel
  • Loan Parameters & Fees

    Parameters
    Credit check required


    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

    Fees
  • Legal
  • Title
  • Inspection
  • Underwriting
  • *

    = upfront,

    ^

    = 3rd party

    Areas Served

    CoHI Capital

    (970) 922-3277
    Website
    Address
    2443 S University
    Denver, Colorado
    Year Established
    2012
    Number of Employees
    2 to 10
    License Numbers
    We Work With
    Banks, Borrowers, Brokers, Lenders
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    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703