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ICG10 Capital

The Leading Lender to Real Estate Investors

Top Private Lender for Residential Real Estate Investors

Best Rates. Fast Closings. $150MM+ Funded in 2020. Fix-And-Flip & Rental Loans. SFRs, Multi-family.

Bridge or Fix & Flip

  • 80-90% of purchase (depends on experience and values)
  • 100% of rehab funded as draws (interest paid only on drawn portion)
  • 7.99% - 10.99% rate, interest only (depends on experience)
  • 2 points
  • 12 Months
  • 620 min credit (681 for best terms)
  • SFR, 1-4 Units Residential, 5+ Multifamily, Mixed Use

Rental Loans

  • 80% of purchase
  • 70%-75% LTV on refi
  • Rate starting at 4.5%
  • 30 Years Fixed
  • 1-2 Points
  • No taxes, no income, closes under company name
  • 620 min credit (720 for best terms)  
  • SFR, 1-4 Units, 5+ Multifamily
  • Portfolios OK!

Lending Guidelines

Amounts
$75k - $10m
Rates
7.99% - 11.99%
LTV
90%
LTC
95%
Origination Fee
2% to 2%
Term Length
12 to 12 months
Closing Time
10 to 20 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-out
  • Fix and Flip
  • Investment Property
  • Construction
  • Partner Buyout
  • Probate
  • Purchase
  • Refinance
  • Property Types
  • Single-Family
  • Multi-Family
  • 2 to 4 units
  • Condominium
  • Loan Parameters & Fees

    Parameters
    Credit check required


    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score
    620

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

    Fees
  • Legal

    ^

  • Title

    ^

  • Appraisal

    *

  • Underwriting
  • *

    = upfront,

    ^

    = 3rd party

    Areas Served

    ICG10 Capital

    (954) 798-0726
    Website
    Address
    15051 Royal Oaks Lane
    NORTH MIAMI, Florida
    Year Established
    2015
    Number of Employees
    2 to 10
    License Numbers
    We Work With
    Borrowers, Brokers
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    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703