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Merchants Mortgage

Fast, friendly financing

Fast, Friendly Financing

Merchants Mortgage is a private real estate lender headquartered in Greenwood Village, Colorado with affiliate offices and lending partners in various other locations.

The company operates with speed and predictability to meet the needs of its customers.

MMTC specializes in short term residential bridge loans for investors, commercial loans, construction loans, and rental property loans.

Merchants Mortgage offers logical loan structures and underwriting to meet the timing and transaction needs of the market.

Merchants Mortgage Loan Servicing, Construction Draw Management and its operational platform provide institutional level support and services to its customers.

Most of their loans have no pre-payment penalties and are interest-only, perfect for investors.

Lending Guidelines

$100k - $3m
5.5% - 10.5%
Origination Fee
1.5% to 2.5%
Term Length
1 to 360 months
Closing Time
3 to 7 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-out
  • Fix and Flip
  • Investment Property
  • Construction
  • Purchase
  • Refinance
  • Property Types
  • fix and flip
  • rehab
  • multi- family
  • bridge
  • commerical
  • Ground-up Construction
  • rentals
  • cash out
  • cross collateral
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

  • Doc prep
  • Appraisal
  • *

    = upfront,


    = 3rd party

    Areas Served

    Merchants Mortgage

    (503) 726-8210
    5200 SW Meadows Road, Ste 150
    Lake Oswego, Oregon
    Year Established
    Number of Employees
    51 to 200
    License Numbers
    We Work With
    Banks, Borrowers, Brokers, Lenders
    • Home
    • Resources
    • Contact

    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703