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Rock Finance Inc

Your financial friend.

Your Finacial Friend

If you're a borrower who has had to look elsewhere because the lending market is too difficult to work with, then you've come to the right place!

We lend funds based on the equity you have in your real estate, and we fund quickly.

Borrowers rely on our transparent policies of private money lending or home loans.

When compared to our competitors, Rock Finance, Inc. will carefully consider and advise you on each loan opportunity.

We fund within 7 days and we use your equity as collateral. If you have equity — we will fund your deal! Regardless if you're the borrower or investor for private money loans, private financing, or private mortgage pool, we will make sure to optimize our services in accordance with your unique situation.

Indeed, loans are best handled on a case-by-case basis, so please free to contact us directly.

How much do we loan?

Rock Finance Inc. keeps the industry standard over $1,000,000 amounts in terms of brokered loans.

The first-time homebuyer composes most of the market. Most of our loans specifically range from $100,000 to $15,000,000 on average. It is our mission to look for long-term properties that will produce an attractive rental cash flow.

Lending Guidelines

$100k - $15m
5% - 15%
Origination Fee
3% to 5%
Term Length
6 to 240 months
Closing Time
3 to 5 days

Loan & Property Types

Loan Types
  • Bridge
  • Fix and Flip
  • Investment Property
  • Construction
  • Non Real-Estate
  • Purchase
  • Property Types
  • commercial
  • residential
  • Multi-Family
  • Single-Family
  • Vacation Rental
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

  • Title
  • Escrow
  • Appraisal
  • Underwriting
  • *

    = upfront,


    = 3rd party

    Areas Served

    Rock Finance Inc

    (430) 255-1977
    16781 CHAGRIN BLVD
    SHAKER , Ohio
    Year Established
    Number of Employees
    2 to 10
    License Numbers
    1874635: 1874635
    We Work With
    Borrowers, Brokers
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    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703