Salt Funding, LLC - logo

Salt Funding, LLC

Colorado's Private Lender

Hard Money Should Be This Easy

We are a small family owned Denver based business driven to help other investors (we are not currently actively investing, to avoid any potential conflict of interest). 

We started a buy and rehab business over a decade ago, and understand the needs of our local borrowers.

We charge zero "junk fees".

We are one of the few Colorado lenders who will consider 2nd position loans (3 points/10%), we will lend up to 100% of purchase (with additional collateral) and 100% of rehab.

Our application takes less than 10 minutes, but we always recommend a phone call prior, and you will be speaking directly with a decision maker.

In house underwriting-appraisal or BPO rarely needed, and typically refunded to borrower at closing. 

We make our own loan decisions and typically make loan commitments in under 24 hours from receipt of requested information.

Call us, we'd love to hear what you are up to!

Lending Guidelines

$50k - $5m
10% - 10%
Origination Fee
2% to 2%
Closing Time
1 to 10 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-out
  • Fix and Flip
  • Investment Property
  • Partner Buyout
  • Purchase
  • Refinance
  • Property Types
  • Single-Family
  • Residential Land
  • Vacation Rental
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

  • Title
  • Underwriting
  • *

    = upfront,


    = 3rd party

    Areas Served

    Salt Funding, LLC

    (303) 569-8447
    3700 Tennyson Street # 12070
    denver, Colorado
    Year Established
    Number of Employees
    2 to 10
    License Numbers
    We Work With
    Banks, Borrowers, Brokers, Lenders
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    • Contact

    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703