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Wilshire Quinn Capital

Direct Private Money Lender

Wilshire Quinn, headquartered in San Diego, California, is a direct private money lender focused on short term bridge loans, secured by first trust deeds.

Bridge loans are a specific type of asset-based loan financing through which a borrower receives funds secured by real property. 

Wilshire Quinn’s successful track record is closely linked to our disciplined underwriting approach. 

Our emphasis on in-house loan origination allows for a faster, more streamlined lending process. 

Wilshire Quinn has grown to become one of the premier bridge lenders in California.

Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. 

In 2011, the firm launched the Wilshire Quinn Income Fund LLC, a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. 

Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consistent returns for our investors.

Wilshire Quinn provides financing to borrowers who are unable to obtain credit from traditional lending institutions. 

Our customer base is fairly diverse; borrowers range from corporations looking for construction financing, to individuals who are looking to purchase or refinance an investment property. 

Lending Guidelines

$500k - $20m
8% - 12%
Origination Fee
1% to 5%
Term Length
6 to 24 months
Closing Time
5 to 7 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-out
  • Fix and Flip
  • Investment Property
  • Partner Buyout
  • Probate
  • Purchase
  • Refinance
  • Property Types
  • Multi-Family
  • Apartment Complex (5+)
  • Single-Family
  • Retail
  • Office
  • Golf Course
  • Storage Facility
  • Assisted Living Facility
  • Mobile Home Park
  • Vacation Rental
  • Bed & Breakfast
  • Parking Lot
  • Condominium
  • Hotel / Hostel / Motel
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction


    Areas Served

    Wilshire Quinn Capital

    (619) 872-6000
    2550 Fifth Ave STE 1070
    San Diego, California
    Year Established
    Number of Employees
    2 to 10
    License Numbers
    DBO/CFL: 603J060
    We Work With
    Banks, Borrowers, Brokers, Lenders
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