Hawaii Hard Money Lenders

Need a hard money lender in Hawaii?

EmpireFunders has compiled the top private money lenders for real estate borrowers in The Aloha State.

Whether you’re purchasing a hotel in Honolulu, cashing-out of your Pearl City retail center or flipping your Hilo townhome, these national and local Hawaii private money lenders are a perfect place to begin. 

While there are 137 Hawaiian Islands, Hawaii’s 1.5 million residents only inhabit 7 of the islands.

In a typical year, Hawaii hosts over 10 million visitors who enjoy fantastic beaches, scenic hiking and world class diving.

Great mild weather provides year round tourism to The Hawaiian Islands.

This climate also contributes to the Aloha State’s large agricultural industry, allowing a variety of fruits and vegetables to be grown for export.

Top Hawaii Hard Money Loans Summary

Full summary of Hawaii hard money loan providers

















The 4 Best Hard Money Lenders in Hawaii

Seattle Funding Group

Seattle Funding Group is a proven West Coast based hard money lender with over 30 years experience and $1 billion in funded deals.

They provide a variety of specialized loan programs for construction, commercial and residential properties.

Their borrowers are a diverse group of Individuals, corporations, LLCs, partnerships, trusts, estates, international investors.

Before You Apply
  • Loan Amount: Minimum of $400,000
  • Interest Rate: Minimum of 7.99%
Best Features:
  • Over 30 years of experience
  • Loans from $300k to $15mil
  • Funds commercial, construction and residential projects

Conventus Holding

Conventus provides business purpose loans for the purchase, renovation and rental of single and multi-family residential real estate.

They are a direct private money lender in over 20 states across America and have funded over $1 billion funded since inception.

Before You Apply
  • Loan Amount: Minimum of $150,000
  • FICO Score: Minimum of 620
  • Interest Rate: Minimum of 4.99%
Best Features:
  • Funds up to 85% of purchase price and up to 100% of rehab budget
  • Flexibility to borrow against one or multiple properties
  • Provides loans for owner occupied, partnership buyouts and custom business purposes

Civic Financial Services

Fast, Honest, Simple Lending

Civic Financial Services is a direct private money lender, working exclusively with real estate investors to fund non-owner occupied residential investment properties.

Since 2014 they've funded over $2.5 billion in residential real estate loans and have over 200 employees.

They have specialized loan programs for bridge, fix & flip, rental, refinance and mutli-family and lend to both experience investors and first timers.

Before You Apply
  • Loan Amount: Minimum of $100,000
  • FICO Score: Minimum of 400
  • Interest Rate: Minimum of 8.5%
Best Features:
  • Funds both experienced investors and first-time borrowers
  • Bridge loan rates start as low as 6.99%
  • Custom loan programs for fix & flips, rentals, refinances, multi-family and bridge loans

Pacific Private Money

Pacific Private Money offers best-in-class alternative financing solutions for real estate transactions across California with a special emphasis on Northern California.

They also fund other select states when the loan amount is more than $2mil.

Their funding comes from a combination of their own and investors private capital, and will generally get back to you within the day, if not the hour.

Before You Apply
  • Note: A credit check is required
  • Fico Score: Minimum score of 600
  • Loan Amount: Maximum of $10,000,000
  • Loan Amount: Minimum of $100,000
Best Features:
  • The speed in which we can fund a loan
  • Transparency to the borrower and/or broker
  • Cost and pricing to the borrower and/or broker

Hawaii Hard Money Stats

Loan Amounts
$50k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
65% to 90%
Loan to Cost Ratio
65% to 100%
Closing Time
1 to 25 days

States Nearby

    Looking for a Private Money Loan?

    Select your state from the interactive map to find the best hard money lenders near you.
    Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
    Get Funded Today
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