Minnesota Hard Money Lenders

Do you need a hard money lender in Minnesota for a real estate project?  

Use EmpireFunders to discover The Land of 10,000 Lakes' best licensed and verified private money lenders.

Maybe you found the perfect condominium to fix and flip in Minneapolis or need to refinance your St. Paul office building or possible want to tap into the equity of your Rochester retail center, EmpireFunders’s national and local Minnesota private money lenders are here to get you funded.

Minnesota’s economy is comprised of three main industries, agriculture, manufacturing and mining that contribute to making it one of the wealthiest states in the nation.

With consistent high scores in median family income, education and low unemployment,  The Land of 10,000 Lakes is a great place to raise a family. 

Top Minnesota Hard Money Loans Summary

Full summary of Minnesota hard money loan providers














The 3 Best Hard Money Lenders in Minnesota

Commercial Private Equity

Hard Money Bridge Loans Made Easy

Commercial Private Equity is a direct asset based lender operating out of Atlanta, Georgia. They make nationwide loans on anything from gold mines to equipment and fund many commercial deals.

The have a diverse set of loan programs including commercial hard money, construction, bridge, raw land and workout loans.

Before You Apply
  • Loan Amount: Maximum of $100,000,000
  • Loan Amount: Minimum of $500,000
  • Interest Rate: Minimum of 7%
  • Term Length: Minimum of 12 months
Best Features:
  • They are a direct lender and loan their own money
  • They require very little underwriting and no credit score
  • All fees are refundable

Merchants Mortgage

Fast, friendly financing

Merchants Mortgage is a private real estate lender headquartered in Greenwood Village, Colorado with affiliate offices and lending partners in various other locations. They work with a diverse range of clients from 1st time borrowers looking to buy their fist investment property to seasoned investors who own hundreds of properties. They fund fix and flip, ground-up construction, 30 year rentals and commercial property loans.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Note: A credit check is required
  • Points: Minimum 1.5
  • Loan Amount: Minimum of $100,000
Best Features:
  • We advance rehab/construction funds so you keep more money in your pocket
  • We do not charge interest on undrawn funds
  • fast funding 3-7 days

Minnesota Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
4.75% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
65% to 100%
Loan to Cost Ratio
65% to 95%
Closing Time
1 to 21 days

States Nearby

Looking for a Private Money Loan?

Select your state from the interactive map to find the best hard money lenders near you.
Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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