North Dakota Hard Money Lenders

Bewildered by the convoluted online marketplace of hard money lenders for North Dakota? We've researched and selected the top verified and licensed private money lenders across The Peace Garden State.

Whether you’re refinancing a multi-family apartment complex in Fargo, purchasing a laundromat in Bismarck or or cashing-out of your Grand Forks office building, these nationwide and local North Dakota hard money lenders will be a helpful place to start.

Farms and ranches make up most of The Peace Garden State’s landscape and as a result the states economy is heavily dependent upon agriculture.

From the 70,000 acre Theodore Roosevelt National Park to the beautiful 98 mile ride of the Maah Daah Hey Trail, you are bound to see wildlife ranging from bison and bighorn sheep to mule deer.

Top North Dakota Hard Money Loans Summary

Full summary of North Dakota hard money loan providers











The 2 Best Hard Money Lenders in North Dakota

Fidelity Bancorp Funding

Where Other's See Obstacles We See Opportunity

Fidelity Bancorp Funding has over 30 years in the lending business and have funded 10,000 plus clients with over $10 billion dollars in capital. They provide a wide range of loan products including conventional mortgages, FHA, VA, USDA, small business and private money loans.

Their bridge loans start at 7.5% with a 75% LTV on multi-family, commercial and 1 to 4 unit residential properties.

Before You Apply
  • Loan Amount: Minimum of $500,000
  • FICO Score: Minumum of 598
  • Interest Rate: Minimum of 12.25%
Best Features:
  • $10+ billion funded and 10,000+ happy clients
  • Same day approvals and closing deals in as little as 10 days
  • Flexible and custom solutions at competitive rates and terms

EquityMax Financial

EquityMax Financial is family owned and operated giving you direct access to decision makers when you apply for a loan. They are a nationwide direct hard money lender with 30 years of experience.

They have flexible loan offerings, no minimum FICO score and opt for broker price opinions (BPOs) over formal appraisals.

Before You Apply
  • Loan Amount: Minimum of $25,000
  • FICO Score: Minimum of 400
  • Interest Rate: Minimum of 10%
Best Features:
  • A simple & expedited pre-qualification process can be done in 10 minutes or less
  • They fund a variety of loans sizes and projects

North Dakota Hard Money Stats

Loan Amounts
$25k to $125m
Interest Rates
5% to 15%
Term Lengths
1 to 240 months
Origination Points
1 to 5 points
Loan to Value Ratio
65% to 100%
Loan to Cost Ratio
65% to 85%
Closing Time
2 to 21 days

States Nearby

Looking for a Private Money Loan?

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Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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