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Fidelity Bancorp Funding

Where Other's See Obstacles We See Opportunity

Direct Lender for Residential, Multi-Fam, Commercial, Owner-Occ & Bridge Loans

With over $10 billion dollars in completed nationwide funding since our commencement in 1992, Fidelity Bancorp Funding is committed to serving our clients with the best service and financing options in the private lending industry.

Located in Orange County, California, we specialize in the funding of residential (2-4 units) and multifamily (5+units) as well as more complicated transactions such as 1031 exchanges, cross collateralize, layered entities and poor credit.

Come see why over 10,000 borrowers have successfully used us to finance their real estate deals.

Loans for ground-up construction and land are not possible.

Lending Guidelines

$500k - $125m
12.25% - 12%
Origination Fee
2% to 4%
Term Length
8 to 60 months
Closing Time
3 to 10 days

Loan & Property Types

Loan Types
  • Fix and Flip
  • Bridge
  • Investment Property
  • Cash-out
  • Probate
  • Refinance
  • Property Types
  • Office
  • Retail
  • Mixed Use
  • Storage Facility
  • 2 to 4 units
  • Assisted Living Facility
  • Hotel / Hostel / Motel
  • Multi-Family
  • Assisted Living Facility
  • Single-Family
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

  • Title
  • Appraisal
  • Inspection
  • Underwriting
  • *

    = upfront,


    = 3rd party

    Areas Served

    Fidelity Bancorp Funding

    1551 N. Tustin Ave. Suite 700
    Santa Ana, California
    Year Established
    Number of Employees
    51 to 200
    License Numbers
    DRE: 01298221
    NMLS: 268792
    We Work With
    Brokers, Borrowers
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    • Contact

    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703