South Dakota Hard Money Lenders

Confused about how to find a hard money lender who will fund your unique deal in South Dakota?  Our team at EmpireFunders has vetted the best licensed lenders across The Mount Rushmore State.

Whether you’re refinancing you assisted living facility in Aberdeen, looking for a probate loan for a multi-family you inherited in Rapid City or was to capitalize on an undervalued fix and flip single-family home in Sioux Falls, EmpireFunders' national and local South Dakota hard money lenders are fantastic starter resource for any real estate investor.. 

The Mount Rushmore State has a diverse economy powered by agriculture, manufacturing, forestry and mining.

South Dakota is a business friendly state and in past years has been voted as the best place to start a business due to its’ no corporate income tax.

The nearly 900,000 residents are able to enjoy a high quality of life with a low cost of living.  Its' low crime rates and affordable housing make it a hotspot for retirees. 

Top South Dakota Hard Money Loans Summary

Full summary of South Dakota hard money loan providers











The 2 Best Hard Money Lenders in South Dakota

Avatar Financial Group

Responsive Service. Quick Closings. Direct Lender.

Avatar Financial Group is a leader in commercial hard money bridge loans offering solutions for non-conforming, income-producing real estate nationwide (excluding Nevada).

They provide loans on commercial, industrial, multi-family, retail, hotels, office and residential real estate. Their loans from $1 million to $100 million.

Before You Apply
  • Loan Amount: Minimum of $500,000
  • FICO Score: Minumum of 650
  • Interest Rate: Minimum of 8.99%
Best Features:
  • Funds commercial bridge loans from $1m to $100m
  • Direct Lender - They Are Not Brokers
  • Many property types including commercial, industrial, multi-family, retail, hotels, offices and 1 to 4 unit residential

EquityMax Financial

EquityMax Financial is family owned and operated giving you direct access to decision makers when you apply for a loan. They are a nationwide direct hard money lender with 30 years of experience.

They have flexible loan offerings, no minimum FICO score and opt for broker price opinions (BPOs) over formal appraisals.

Before You Apply
  • Loan Amount: Minimum of $25,000
  • FICO Score: Minimum of 400
  • Interest Rate: Minimum of 10%
Best Features:
  • A simple & expedited pre-qualification process can be done in 10 minutes or less
  • They fund a variety of loans sizes and projects

South Dakota Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
5% to 15%
Term Lengths
1 to 240 months
Origination Points
1 to 5 points
Loan to Value Ratio
65% to 100%
Loan to Cost Ratio
65% to 95%
Closing Time
2 to 21 days

States Nearby

Looking for a Private Money Loan?

Select your state from the interactive map to find the best hard money lenders near you.
Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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