Rhode Island Hard Money Lenders

Looking for an affordable hard money lender in Rhode Island?

EmpireFunders is a great tool for borrowers seeking verified and licensed private money lenders in The Ocean State.

Are you looking for a bridge loan to acquire a retail shopping center in Providence or need a commercial hard money loan to buy an industrial building in Newport or possibly you want to fix and flip an apartment building in Cranston — EmpireFunders simplifies the search for obtaining private money loans in Connecticut. 

With over 400 miles of coastline, The Ocean State is known for scenic shores and seaside colonial towns where residents and tourists partake in activities such as surfing, sailing and fishing.

Although Rhode Island is the smallest U.S. State by area, it ranks as the 23rd strongest economy in the nation due to its strong agricultural industry.

Top Rhode Island Hard Money Loans Summary

Full summary of Rhode Island hard money loan providers











The 2 Best Hard Money Lenders in Rhode Island

Straightline Funding

Direct Lender. Fast Closings.

Straightline is a hard money lender located in North Carolina and provides loans on single and muli-family properties.

They have a straight forward application process that requires very little documentation and provide both short and long term lending options. Their loan menu includes rehab loans, simple bridge loans, 30 year landlord loans and transactional funding.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Loan Amount: Minimum of $50,000
  • Loan Amount: Maximum of $2,000,000
  • Interest Rate: Minimum of 4.25%
Best Features:
  • Direct Lender, not a Broker
  • Deal Directly with Decision Makers
  • Reduced Fees for Repeat Clients

Gauntlet Funding

Funding in a Snap

Gauntlet is a New York based private funding group who specialize in direct private lending and distressed asset financing.

They offer many different types of private money loans including rehab and bridge loans.

They provide short-term loans to real estate investors purchasing residential or commercial real estate in Florida, the Greater New York area and other north eastern states.

Before You Apply
  • Loan to Value: Maximum of 90%
  • Note: We do not lend on owner-occupied properties
  • Note: We do not fund 2nd Position Loans
  • Note: A credit check is required
Best Features:
  • Fast closing and customized solutions
  • Pricing and service
  • Flexible common sense underwriting

Rhode Island Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
65% to 100%
Loan to Cost Ratio
65% to 100%
Closing Time
1 to 25 days

States Nearby

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Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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