Washington Hard Money Lenders

The online world of hard money lenders in Washington can be a tough place to navigate, which is why we've researched the states top lenders.

If the idea of sorting through them all to find the right one feels overwhelming, don't worry —EmpireFunders has you covered.

Here you will find a list of the top verified and licensed private money lenders across The Evergreen State.

Whether you are searching for a ground-up construction loan in Spokane, fix and flip funding in Seattle or need to refinance a single family home investment in Tacoma, our list of local and national hard money lenders will have you funded in no time.

Washington State has one of the fastest growing economies in the nation and ranks in the top 10 of all state economies

It is seen as a great alternative to Silicon Valley and attracts many highly skilled tech workers. The combination of these big income earners with a surging population has resulted in a booming real estate market.

Top Washington Hard Money Loans Summary

Full summary of Washington hard money loan providers




















The 5 Best Hard Money Lenders in Washington

Avatar Financial Group

Responsive Service. Quick Closings. Direct Lender.

Avatar Financial Group is a leader in commercial hard money bridge loans offering solutions for non-conforming, income-producing real estate nationwide (excluding Nevada).

They provide loans on commercial, industrial, multi-family, retail, hotels, office and residential real estate. Their loans from $1 million to $100 million.

Before You Apply
  • Loan Amount: Minimum of $500,000
  • FICO Score: Minumum of 650
  • Interest Rate: Minimum of 8.99%
Best Features:
  • Funds commercial bridge loans from $1m to $100m
  • Direct Lender - They Are Not Brokers
  • Many property types including commercial, industrial, multi-family, retail, hotels, offices and 1 to 4 unit residential

Seattle Funding Group

Seattle Funding Group is a proven West Coast based hard money lender with over 30 years experience and $1 billion in funded deals.

They provide a variety of specialized loan programs for construction, commercial and residential properties.

Their borrowers are a diverse group of Individuals, corporations, LLCs, partnerships, trusts, estates, international investors.

Before You Apply
  • Loan Amount: Minimum of $400,000
  • Interest Rate: Minimum of 7.99%
Best Features:
  • Over 30 years of experience
  • Loans from $300k to $15mil
  • Funds commercial, construction and residential projects

Juniper Capital

Funding Tomorrow Today!

Juniper Capital is a hard money lender located in Seattle, Washington and fund residential, commercial and land deals primarily around the Pacific Northwest.

They provide private real estate financing for commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction.

Before You Apply
  • Note: A credit check is required
  • Loan Amount: Maximum of $25,000,000
  • Loan Amount: Minimum of $250,000
  • Interest Rate: Minimum of 6%
Best Features:
  • Creativity
  • Not bound by certain fund parameters
  • We won't let you fail

Lead Funding

Adding to Your Succes

Lead Funding is a direct private lender out of Greenwood Village, Colorado.

They provide private funding to real estate investors located in Colorado, Arizona, Texas and Washington and cannabis loans in all states where the industry is legal.

They have specialized loan products for new construction, refinances, acquisition and fix & flips.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Loan Amount: Maximum of $5,000,000
  • Loan Amount: Minimum of $100,000
  • Interest Rate: Minimum of 10%
Best Features:
  • No minimum down payment requirement
  • No credit check required
  • Quick closes, in 1 to 3 business days in most cases

Residential First Capital

Reliable Private Money Loans

Residential First Capital is based out of California and provides hard money loans there as well as in Washington State.

They are a “one-stop” shop for residential financing and provide both institutional and private money financing options for their clients.

They offer many loan programs, including; business purpose cash-out, fix & flips and fix & rent, as well as residential and commercial bridge loans.

Before You Apply
  • Note: We fund both consumer purpose and business purpose loans
  • Points: Minimum 0.75
  • Loan Amount: Minimum of $50,000
  • Loan Amount: Maximum of $4,000,000
Best Features:
  • Ability to deliver what is promised
  • creativity and the wide array of loan products available
  • Competitively priced products, low points

Washington Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
0.75 to 5 points
Loan to Value Ratio
60% to 100%
Loan to Cost Ratio
65% to 100%
Closing Time
1 to 25 days

States Nearby

Looking for a Private Money Loan?

Select your state from the interactive map to find the best hard money lenders near you.
Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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