The online world of hard money lenders in Florida can be a tough place to navigate, which is why we've researched the states top lenders.
If the idea of sorting through them all to find the right one feels overwhelming, don't worry — EmpireFunders has you covered.
Here you will find a list of the top verified and licensed private money lenders across The Sunshine State.
Whether you need to cash-out of a current investment property in Miami or are performing a 1031 exchange on an apartment complex in Orlando, real estate investors in Florida can rely on our network of hard money lenders to get financed.
The third most populous state in the US, Florida has it all, from pristine beached to an abundance of golf courses, it’s no wonder they take in 1,000 new residents a day.
RBI Mortgages are hard money lenders located in Florida and have a variety of loan programs including residential and commercial bridge loans and funds loans from $75k to $5mil.
They offer competitive rates and no pre-payment penalties on many different property types including single-family residences and multi-family apartment buildings. They also fund loans in Texas and New York.
Transforming Neighborhoods and Building Relationships from the Ground Up
Asset Based Lending is an East Coast hard money lender located in New Jersey. They have a variety of tailor made loan programs including fix and flip, new construction, cash out refinances and rental property loans for non-owner occupied properties.
They fund 12 month term deals from $75k to $2mil and have a loan to value ratio of 70% to 85% depending on the loan program.
When Your Bank Says No, We Say Yes
Gelt Financial has been providing non-bank private money mortgages since 1989.
They are a local and nationwide hard money loan provider operating out of Delray Beach, Florida.
They provide bridge loans and mortgages on multi-family and commercial properties and have extensive experience dealing with both borrowers and mortgage brokers.
The Leading Lender to Real Estate Investors
ICG10 Capital is a private lender for real estate investors.
Based out of Boca Raton, Florida they are a local lender to both first time borrowers and experienced investors.
They have loan programs for fix & flips, new construction, rental properties and construction.
The lend nationwide (minus a few states) and have a 80% to 90% LTV/LTC depending on loan type.
Funding in a Snap
Gauntlet is a New York based private funding group who specialize in direct private lending and distressed asset financing.
They offer many different types of private money loans including rehab and bridge loans.
They provide short-term loans to real estate investors purchasing residential or commercial real estate in Florida, the Greater New York area and other north eastern states.