Massachusetts Hard Money Lenders

Searching for low interest rates for a Massachusetts hard money loan but don’t have time to phone every lender in the country.

Whether you’re getting a BRRRR loan for a duplex in Springfield, want to cash-out refi your warehouse in Boston or need an inheritance loan for a home in Worcester — the bridge lenders found on EmpireFunders are verified and licensed to ensure a smooth funding process.

The Codfish State has roughly 7 million residents who contribute to its' powerful economic industries that range from Technology R&D to chemical manufacturing.

Massachusetts is best known for its world renowned colleges and sports teams and its' education Institutions including Harvard and MIT, as well as its' famous sports teams such as The New England Patriots and The Boston Red Sox.  

Top Massachusetts Hard Money Loans Summary

Full summary of Massachusetts hard money loan providers

















The 4 Best Hard Money Lenders in Massachusetts

Asset Based Lending, LLC

Transforming Neighborhoods and Building Relationships from the Ground Up

Asset Based Lending is an East Coast hard money lender located in New Jersey. They have a variety of tailor made loan programs including fix and flip, new construction, cash out refinances and rental property loans for non-owner occupied properties.

They fund 12 month term deals from $75k to $2mil and have a loan to value ratio of 70% to 85% depending on the loan program.

Before You Apply
  • Loan Amount: Minimum of $75,000
  • Interest Rate: Minimum of 9%
Best Features:
  • Loan pre-approval within 24 hours and can close in as few as 3 days
  • 12-month, interest-only bridge financing for fix & flips, new construction and cash-out or refinances
  • Direct, local East Coast lender that has funded over 1,500+ fix & flip loans


Connect. Borrow. Invest

Yieldi is a hard money lender located in Atlanta, Georgia lending locally and across 38 other states.

They fund real estate investments backed by real property such as a commercial or residential property.

They have a variety of different loan programs including mutli-family, bridge, construction, cannabis grow, note purchasing and even secure business advances.

Before You Apply
  • Loan Amount: Minimum of $50,000
  • Interest Rate: Minimum of 10%
Best Features:
  • Specialized commercial and residential loan programs
  • Allows customers to borrow & invest

CoHI Capital

Right People. Right Investments

CoHi is a private money lender out of Denver, Colorado. 

They specialize in funding properties located along the Front Range, up the I-70 corridor and small ski mountain towns.

They have many specialized loan programs including for renovation, transactional and foreign national lending.

Before You Apply
  • Loan Amount: Minimum of $250,000
  • Interest Rate: Minimum of 9.5%
  • Loan to Value: Maximum of 70%
  • Term Length: Maximum of 12 months
Best Features:
  • Quick funding, in as little as a few days
  • Most property types, including rental apartments, retail and industrial properties
  • Competitively priced interest-only loans

Grand Coast Capital Lending, LLC

Grand Coast Capital is a private lending and investment firm that provides creative financing solutions to local real estate investors, operators, and developers across the country.

They are based out of Quincy, Massachusetts and fund both renovation and rehab loans.

They have funded thousands of deals since their inception in 2013 and work with both first time borrowers and seasoned investors.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Note: A credit check is required
  • Fico Score: Minimum score of 600
  • Loan Amount: Maximum of $3,000,000
Best Features:
  • Fast approval
  • National lender
  • Competitive products and pricing

Massachusetts Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
65% to 100%
Loan to Cost Ratio
65% to 100%
Closing Time
1 to 25 days

States Nearby

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Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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