Navigator Private Capital - logo

Navigator Private Capital

Knowledge. Experience. Integrity.

Fix and Flip | Rental | New Construction — Investor Loans

Offering a better alternative to hard money, Navigator Private Capital (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels.

As private money lenders, we fund short- and long-term low-risk development projects nationwide. By extending asset backed real estate investor loans to renovation and rental experts, NavCap capitalizes on the inefficiencies and gaps in the commercial real estate lending industry, extending credit where and when it is needed most.

Much more than just a funding source, we are firmly committed to the long-term success of our borrowers and investors. We offer a strong value proposition to our clients, providing hands on support and guidance throughout the life of each project.

Lending Guidelines

$75k - $2m
4.75% - 12%
Origination Fee
1% to 5%
Term Length
6 to 24 months
Closing Time
7 to 12 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-out
  • Fix and Flip
  • Investment Property
  • Construction
  • Refinance
  • Property Types
  • Single-Family
  • Multi-Family
  • Mixed Use
  • Apartment Complex (5+)
  • Ground-up Construction
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

  • Legal
  • Title
  • Escrow
  • Deposit
  • Appraisal
  • Inspection
  • Underwriting
  • *

    = upfront,


    = 3rd party

    Areas Served

    Navigator Private Capital

    (888) 444-3160
    1910 Towne Centre Blvd, Suite 250
    Annapolis , Maryland
    Year Established
    Number of Employees
    11 to 50
    License Numbers
    We Work With
    Borrowers, Brokers
    • Home
    • Resources
    • Contact

    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703