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Socotra Capital

Asset-Based California Lender

Since inception, Socotra Capital has funded over 600 private money loans across California.

Our fund is well capitalized with over $200 million under management and is capable of funding short term loans from $100,000 to $12 million.

We welcome loans for fix and flips. purchases, refinance, bridge financing and ground-up construction.

We underwrite all loans in-house and are therefore able to give borrowers unparalleled knowledge and speed when it comes to your loan.

Loans can be closed in 10-15 days, upon all documents being received.

Lending Guidelines

$100k - $12m
Closing Time
10 to 15 days

Loan & Property Types

Loan Types
  • Fix and Flip
  • Purchase
  • Bridge
  • Refinance
  • Investment Property
  • Cash-out
  • Property Types
  • 2 to 4 units
  • Single-Family
  • Condominium
  • Residential Land
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

  • Deposit


  • Underwriting
  • *

    = upfront,


    = 3rd party

    Areas Served

    Socotra Capital

    2208 29th Street, suite 100
    Sacramento, California
    Year Established
    Number of Employees
    11 to 50
    We Work With
    Borrowers, Brokers, Lenders
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    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703